Nationwide
NMLS#: 1517192
millsr@ffbml.com
(913) 275-6602
JR is an experienced Mortgage Lender and USMC veteran with over nine years of experience in the mortgage industry. JR brings discipline, dedication, and a client-first mindset to every home financing experience. Recognized for outstanding customer satisfaction, JR is known for being responsive, trustworthy, and exceptionally thorough – qualities that consistently earn him glowing reviews from first-time buyers to seasoned homeowners.
Outside of the office, JR is a proud husband and father of three young girls. You’ll typically find him cheering on his daughters at the softball and soccer fields. JR also enjoys going to Kansas City Royals games and spending time with family and friends. Sometimes the cornhole games can get pretty competitive.
Whether you’re buying your first home, upgrading for a growing family, or refinancing, JR is the dependable partner who treats every loan like it’s his own.
Here are some recent reviews from customers of mine.
JR Mills made this home buying process the most professional and pleasant experience I've ever had. His expertise and communication was above and beyond any other lender I've worked with. I look forward to working with him in the future for any of my home purchases.
Robert K.
June 24, 2025
Ron was very personable and looked out for our best interest.
Matthew L.
June 17, 2025
Working with Ron on our recent home purchase at 490 Mountain View Drive was truly an outstanding experience. As experienced VA borrowers, we’ve worked with lenders before, but Ron stood out as one of the most communicative, knowledgeable, and client-focused professionals we’ve had the pleasure of working with. Ron was consistently responsive and available, often communicating at all times of the day to ensure we stayed on track. He never left us waiting for answers and made sure every question was addressed clearly and promptly. His proactive approach kept everyone aligned throughout the process and eliminated guesswork on our part. From the start, Ron’s guidance was grounded in transparency and professionalism. He explained every term, fee, and timeline in detail, allowing us to fully understand what we were agreeing to. When we encountered a rate discrepancy on the Closing Disclosure, Ron identified the issue immediately, explained the correction process, and made sure the document accurately reflected the rate we had locked. Ron gave us sound, strategic advice that made a measurable difference in our outcome. He advised us to lock in our interest rate ahead of a market-moving news event that ultimately caused rates to rise. Because of his insight, we were able to secure a significantly better rate. His deep knowledge of VA loans and the broader lending landscape gave us confidence at every stage. Ron walked us through the final lender steps with precision. He helped us confirm that every allowable credit was applied and made sure we didn’t leave any money on the table. His coordination with the title company, appraisal team, and underwriters ensured that the transaction moved smoothly and without unnecessary delays. Even as experienced buyers, having someone like Ron in our corner made the process more manageable and less stressful. His steady presence and clear explanations helped us stay informed and comfortable, even as we approached critical milestones like the VA Notice of Value, final underwriting review, and Closing Disclosure. Ron delivered exceptional service at every step of the lending process. He was thoughtful, responsive, detail-oriented, and genuinely invested in our success. If you’re looking for a loan officer who communicates clearly, understands the VA loan process inside and out, and provides smart, proactive advice—Ron is the person you want on your team. We are deeply appreciative of his effort and professionalism, and we would recommend him without hesitation to anyone purchasing a home with a VA loan.
Brooks B.
June 15, 2025
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