VA Home Loans

Designed to help military personnel and their families realize the American dream of home ownership.

Give us a call at 844-326-5054 or click Apply Today.

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We’re Top Tier for
veteran home loans

We specialize in the U.S. Department of Veterans Affairs (VA) loans and are proud to be nationally-recognized as one of the top VA lenders in the country. We’ve been in the game for decades, which means we expertly navigate you through special military circumstances, such as PCS transfers and finding the most competitive rates out there.

Learn All About VA Loans

VA mortgage loans make it easier for military personnel and their families to obtain home financing from lenders. If you served in the U.S. military, are active duty, or are the current or surviving spouse of a service member, you may be eligible for a mortgage loan guaranteed by the VA. The VA loan program offers exclusive benefits, including low interest rates, no down payment requirement, and flexible credit and income guidelines. 

Low interest rates

VA loans have the lowest average fixed interest rates on the market – typically 0.5 to 1 percent lower than conventional rates. Lower rates can save service members tens of thousands of dollars over the life of the loan.

No down payment

Building credit and saving cash can be challenging for service members on the move. A VA loan allows qualified borrowers to buy a home without putting down a lump-sum payment.

Foreclosure protection

The VA provides insurance to lenders and resources for service members if the loan is in danger of default. The VA mortgage program works hard at getting and keeping military personnel in homes, even if financial setbacks arise.

Learn More About VA Loans

Veterans need trustworthy advice to find competitive loan rates and get the most of their benefits. Active duty service members and their families need a partner to stand with them during PCS transfer season to help sell their home and relocate quickly and easily. We proudly serve those who serve our country with hands-on expertise through the unfamiliar and unexpected.

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VA Loan Process

Applying for a VA home loan is simple with FFB. Find out what you need to get started.


VA Loan Benefits

VA loans offer exclusive features, such as 100% financing and easy qualification. See the benefits of a VA loan.


VA Loan Eligibility

To qualify for a VA home loan, you must meet a few requirements. Check your eligibility here.


VA Loan Funding Fee

The VA funding fee is part of the additional costs you may need to pay on a VA purchase loan or refinance.


Interest Rate Reduction Refinance Loan

Customers with an existing VA loan can use the streamlined IRRRL process to save money and time.

VA Mortgage Loan FAQS

First Federal Bank does not charge a lender fee for VA loans under most circumstances.

The VA allows a veteran to hold multiple VA loans at the same time. Please contact us with your specific situation to see if this is an option for you.

Since VA loans are backed by the federal government they tend to be lower than conventional rates. FFB’s VA rates are typically lower than the national average as well.

Apply for a VA home loan

Tailored mortgage solutions to meet your individual needs. We’re ready and waiting to serve you.

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